Dental & Medical Legal Debt Collection

Every medical and dental practice has to deal with patients who
do not pay. If it doesn't deal with such patients, the costs
will simply be passed on to other patients--or the practice may
simply suffer or fold. Yet the very real dental and medical
collections legal issues mean you should think carefully before
reminding your patients to pay up.



In the end, you may very well be better off outsourcing your
medical or dental accounts receivables to one of the new
medical and dental collection agency/accounts payable
processing centers. According to the Fair Debt Collections
Practices Act (FDCPA), your medical or dental billing notices
fall under essentially the same regulations as a mega-bank's
car loan collections.



Real-World Medical and Dental Debt Collection Law Quandaries



Anne, a secretary at Westville Orthopedic Associates, calls up
a patient who just turned 18, to remind him of an outstanding
copayment. The patient's mother answers the telephone. Should
Anne:



1. Take the issue of the co-payment up with the patient's
mother?



2. Leave a message with the patient's mother to remind the
patient of the outstanding co-payment?



3. Leave a message for the patient to call the Westville
Orthopedic Associates back?



4. Say she will call back later and quickly hang up?



All but one of the four options above will be a violation of
federal debt collections law. Can you guess which one?



The correct course of action is option number 3. Why are the
others illegal?



Look at each of the options above:



1. It is illegal to disclose a debt to a third party.



2. See number one; remember that messages regarding a debt are
essentially disclosures to a third party.



3. This is the only suitable course of action.



4. The FDCPA requires all creditors to identify themselves when
making a call. While you can't say what you are calling about,
you must say the name of your business before hanging up.



Not ready for your medical or dental practice to become a law
practice? You can get around medical and dental collection law
matters by outsourcing the entire job to a professional medical
or dental accounts receivable processor or medical collection
agency. This option also has the benefit of saving your staff a
lot of work.



After all, not only is your medical or dental practice not a
law practice, it's not an accounts department, either.Joel Walsh has written more tips on debt
collection law:
http://www.debt-collection-laws.com/?%20debt%20collection%20law
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