A credit card can be a great tool for managing your monthly living expenses. Using your credit card to charge all of your bills and purchases can make life easier. When used wisely, this approach can save time and help you maximize your credit card?s rewards program.
Establish a budget
The first step to successfully implementing this strategy is to set up a monthly budget. When you set limits for yourself, you can be sure not to charge more on your card than you can pay off at the end of each month. Start with your monthly bills (utilities, mortgage, car payments, etc), add your variable monthly costs (food, gas, entertainment, etc), and compare it to your total monthly income to establish your limit in each area. Most credit cards have online access that wil View the rest of this article
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